Medicare Options and Solutions

Disabled, Turning 65, and Beyond

Medicare is confusing to most people and health care can be expensive. Our goal is to help you find the plan that offers the highest level of protection at the lowest cost.

First, we sit down with you and show you how Medicare works and explain all of your options because Medicare is not “one size fits all”. Every beneficiary has a unique set of circumstances. The right fit for one person, may not be the right fit for you. And that “right fit” may change from year to year.


Next, we’ll help navigate your choices, and show you all the plans available to you. The decision is always yours.

Currently, we’re licensed in several states including Alabama, Florida, Georgia, North Carolina, Ohio, Tennessee and Virginia.

I Need Help Understanding Options

Original Medicare Only

Unlimited Out of Pocket – No cap on financial exposure

You pay 100% for most prescription drugs unless you have Part D or other drug coverage.

Part A (Inpatient Hospital) –

$1364 Deductible (2019) Each Benefit Period – 80/20 Coinsurance

Inpatient Hospital Care (Semi-private room, meals, drugs as part of treatment)

Skilled Nursing Facility up to 100 Days

Hospice Care

Home Health


Part B (Medical) –

$185 Deductible (2019) Annually – 80/20 Coinsurance

Medically necessary doctors’ services including those received as hospital inpatient

Preventative Services

Labs, X-rays, MRIs and some other diagnostic tests

In very limited circumstances, medications administered in an outpatient setting